Tax Department

Municipal Complex - 1st Floor
537 Totowa Road at Cherba Place
Totowa, New Jersey 07512

Office Hours:

Monday – Friday
9:00AM – 4:30PM *

* Tax Assessor only available from 3:00 p.m. - 4:40 p.m.

Elaine Reddin, C.T.C.
Telephone:     (973) 956-1000 ext. 1003
Fax:                (973) 956-5668
E-mail:            ereddin@totowanj.org

Lisa Nash, C.F.O.
Telephone:     (973) 956-1000 ext. 1002
Fax:                 (973) 956-5668
E-mail:            lnash@totowanj.org

PROPERTY TAX PAYMENTS

PAYMENT DUE DATES - Taxes are due quarterly, February 1st, May 1st, August 1st, and November 1st

GRACE PERIOD - There is a ten-day grace period.  Should the 10th fall on a weekend or holiday, the last grace day is the next business day.

To avoid interest charges, payment must be received in the Tax Collector’s Office no later than the last grace for the period.  The postmark date is NOT accepted. If payment has not been made within the grace period, interest will be assessed retroactive to the original due date.

MAKING PAYMENTS - Checks should be made payable to the “Borough of Totowa.” We do not accept credit cards. We do not recommend that you pay by cash.

RECEIPTS - If you require a receipted tax bill, submit the entire bill and a self-addressed postage paid envelope with your payment.

If your cancelled check is sufficient receipt, submit the tax collector’s stub for the quarter being paid with your payment.  Tax collector’s payment stubs are on the lower portion of the tax bill.

MAKING PAYMENTS WITHOUT A TAX BILL- Payments made without a tax bill or payment stub must clearly indicate the property location and/or block and lot number for which the payment is being made to insure proper credit.

DELINQUENT PROPERTY TAXES

DELINQUENT INTEREST CHARGES - Interest on delinquent taxes is charged from the due date at a rate of 8% per annum on the first $1,500.00 of the delinquency and 18% per annum on the amount in excess of $1,500.00.  Interest at a rate of 18% will continue to be charged on subsequent delinquent tax payments until the account is brought current.

YEAR END PENALTY - A penalty of 6% shall be charged on any delinquency in excess of $10,000.00 if not paid by December 31st of the current year.

TAX SALE - Properties delinquent on prior year taxes will be included in the annual tax sale. At the tax sale, the Borough will auction a lien on the property which would include unpaid property taxes, special assessments, water, utility charges and accrued interest to the date of sale.

 STATE LAW: The provisions set forth above are all in accordance with the Law of the State of New Jersey.

PROPERTY TAX BILLING

WHEN TAX BILLS ARE MAILED - Taxes bills are mailed annually in late June or early July.  In some years, the bills are not sent out until early August due to circumstances beyond our control.  When this occurs, the payment, usually due in August will be extended for 25 days from the date of mailing. The bill reflects payments due August 1st and November 1st of the current year, as well as payments due for February 1st and May 1st of the coming year.

Added tax bills for recently completed improvements are mailed in October.
Added tax bills are due IN ADDITION to the bill issued in June/July. 
Payments on added tax bills are due November 1st, February 1st and May 1st.

FAILURE TO RECEIVE OR CANNOT LOCATE YOUR TAX BILL
Contact the Tax Collector’s office if you did not receive or misplaced your tax bill.
N.J.S.A. 54:4-64 states, “the validity of any tax or assessment, or the time at which it shall be payable, shall not be affected by the failure of a taxpayer to receive a tax bill, but every taxpayer is put on notice to ascertain from the proper official of the taxing district the amount which may be due for taxes or assessments against him or his property…”

WHAT NEW HOMEOWNERS NEED TO KNOW - New property owners should obtain the current tax bill at the time of closing. If not, contact the Tax Collector’s office immediately to arrange for a duplicate.

RECENTLY SATISFIED ESCROW LOANS- If your taxes are no longer being escrowed and you are now responsible for your payment, use the advice copy of the current tax bill. If you cannot locate the advice copy, contact the Tax Collector’s office immediately to arrange for a duplicate.

TAX DEDUCTIONS
Those Eligible:
Amount
Requirements:

Senior Citizens

$250 per location or per person, depending on type of eligibility

Age 65 or older as of December 31, of the pretax year with annual income that will not exceed $10,000 (excluding Social Security or government pension) for the tax year the deduction is claimed

Disabled

$250 per location or per person, depending on type of eligibility

Permanently and totally disabled and unable to be gainfully employed as of December 31 of the year prior to the tax year. Physician’s or Social Security Disability Letter is required.

Veteran or Surviving Spouse

$250 per location or per person, depending on type of eligibility

Honorably Discharged and knowledge of Active Wartime Service Period

 

Senior Freeze (Property Tax Reimbursement) - New applications and information regarding this program can be obtained at the Tax Collector’s Office.

2013 Homestead Credit Information - The 2013 Homestead Benefit Credits have been mailed and are being applied to the May 2016 tax quarter. More information regarding this program can be obtained at the Tax Collector’s office.

Appeals - A claimant may appeal their assessment on their property to the Passaic County Board of Taxation annually on or before April 1.
Applications can be obtained at the Tax Assessor’s office or online at passaiccountyNJ.org